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📄 TERMS OF USE

Everglades Financial Company LLC

Effective Date: January 1, 2026

1. Acceptance of Terms

By accessing or using the Everglades website or platform, you agree to be bound by these Terms of Use (“Terms”).

If you do not agree, you must not use the platform.

2. Description of Services

Everglades provides:

  • Payment processing solutions for insurance transactions
  • Premium financing facilitation
  • Fund distribution and commission allocation tools
  • Related financial technology services

Everglades is not a bank. Certain services are provided through licensed partners.

3. Eligibility

You must:

  • Be at least 18 years old
  • Have authority to act on behalf of a business (if applicable)
  • Provide accurate and complete information

4. Account Registration

Users may be required to create an account.

You agree to:

  • Maintain confidentiality of login credentials
  • Notify us of unauthorized access
  • Accept responsibility for all account activity

5. Payments and Transactions

  • All payments are subject to verification and approval
  • Transactions may be processed via third-party providers
  • Everglades is not responsible for delays caused by banks or networks

6. Premium Financing

Where applicable:

  • Financing is subject to underwriting and approval
  • Terms are governed by separate financing agreements
  • Failure to comply may result in cancellation or collection actions

7. Prohibited Uses

You agree not to:

  • Use the platform for unlawful or fraudulent activity
  • Interfere with system security or functionality
  • Submit false or misleading information
  • Reverse engineer or attempt to extract platform code

8. Intellectual Property

All platform content, branding, and technology are owned by Everglades or its licensors.

You may not:

  • Copy, modify, or distribute content without permission

9. Third-Party Services

The platform may integrate with third-party providers.

Everglades is not responsible for:

  • Third-party performance
  • External systems or outages

10. Disclaimers

THE PLATFORM IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND.

We do not guarantee:

  • Continuous availability
  • Error-free operation
  • Financial outcomes

11. Limitation of Liability

To the maximum extent permitted by law:

Everglades shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities

12. Indemnification

You agree to indemnify and hold harmless Everglades from claims arising out of:

  • Your use of the platform
  • Violation of these Terms
  • Misuse of services

13. Termination

We may suspend or terminate access:

  • For violations of these Terms
  • For security or legal concerns

14. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

15. Changes to Terms

We may update these Terms at any time.
Continued use constitutes acceptance of changes.

16. Contact Information

Everglades Financial Company LLC
Email: info@evergladesfinancial.com

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