@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Newsreader:opsz,wght@6..72,400;6..72,500&display=swap');
:root{--evergreen:#172c22;--pine:#284938;--sage:#537056;--copper:#b27040;--copper-action:#965a32;--copper-light:#dcb595;--ivory:#f7f6f0;--mist:#edf1ea;--ink:#2e3634;--muted:#5d7061;--border:#dce4d9;--serif:Newsreader,Georgia,serif;--sans:'DM Sans',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:#fff;color:var(--ink);margin:0;font:16px/1.7 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input{font:inherit}a:focus-visible,button:focus-visible{outline:3px solid var(--copper);outline-offset:4px}::selection{background:#e9c6ab;color:var(--evergreen)}.container{width:min(1170px,calc(100% - 70px));margin-inline:auto}.wide{width:min(1320px,calc(100% - 70px));margin-inline:auto}h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.045;letter-spacing:-.034em;margin:0 0 20px}h1{font-size:clamp(3.6rem,6.55vw,7rem)}h2{font-size:clamp(2.55rem,4.5vw,4.75rem)}h3{font-size:1.75rem}p{margin:0 0 20px;color:var(--muted);line-height:1.78}em{font-weight:400;color:var(--copper)}.kicker{display:block;color:var(--copper-action);font:800 11px/1.4 var(--sans);letter-spacing:.245em;text-transform:uppercase;margin-bottom:23px}.btn{border:1px solid var(--copper-action);border-radius:50px;background:var(--copper-action);color:#fff;padding:15px 23px;display:inline-flex;align-items:center;justify-content:center;gap:21px;font:800 12px/1.3 var(--sans);white-space:nowrap;transition:transform .2s,box-shadow .2s,background .2s}.btn:hover{background:#7b4529;transform:translateY(-2px);box-shadow:0 12px 26px #985d332e}.btn-outline{background:transparent;color:var(--ink);border-color:#8aa091}.btn-outline:hover{background:#f6f1ea}.button-row{display:flex;flex-wrap:wrap;gap:13px;align-items:center;margin-top:30px}.skip{position:absolute;left:8px;top:-100px;background:#fff;padding:10px;z-index:100}.skip:focus{top:8px}
.site-header{background:rgba(249,249,244,.96);border-bottom:1px solid #dfe6dc;position:relative;z-index:30}.header-row{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:91px}.brand{flex:0 0 225px;display:flex;align-items:center}.brand img{display:block;width:220px;height:auto;max-height:72px;object-fit:contain;object-position:left}.site-nav{display:flex;gap:23px;align-items:center}.site-nav a,.header-actions .partner{font:750 12px var(--sans);white-space:nowrap;color:#42564a}.site-nav a[aria-current=page],.site-nav a:hover,.partner:hover{color:var(--copper-action)}.site-nav .nav-watch{color:var(--copper-action)}.header-actions{display:flex;align-items:center;gap:17px}.header-actions .btn{padding:13px 18px}.menu-button{display:none;background:none;border:1px solid var(--border);color:var(--evergreen);border-radius:7px;padding:5px 13px;cursor:pointer;font-size:23px}
.hero{background:radial-gradient(ellipse at 77% 35%,#e4dfd0 0%,transparent 55%),linear-gradient(112deg,#fafaf7,#f3f1e9);overflow:hidden}.hero-grid{min-height:700px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:25px;padding:58px 0}.hero h1{margin:0 0 26px}.hero h1 em{font-style:italic}.hero-copy>p{font-size:18px;max-width:535px;color:#53685a}.hero-proof{font-size:10px;letter-spacing:.03em;color:#536e5d;font-weight:800;margin-top:53px}.hero-proof i{padding:0 10px;color:var(--copper);font-style:normal}.hero-art{position:relative;min-height:530px;display:flex;justify-content:center;align-items:center}.contour-layer{position:absolute;inset:-15% -12%;background:url('/assets/flow-lines.webp') center/contain no-repeat;opacity:.22;transform:rotate(20deg);filter:saturate(.4)}
.routing{position:relative;isolation:isolate;background:linear-gradient(130deg,#2b4b3b,#152b22);border-radius:20px;color:white;padding:23px;width:min(100%,470px);box-shadow:0 28px 80px #18332844;border:1px solid #5e785c88;transform:rotate(-1.2deg)}.routing-header,.routing-footer{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:10px;font-weight:800;letter-spacing:.07em}.routing-header{padding-bottom:17px;border-bottom:1px solid #ffffff32}.routing-header small{color:#c6d8c9;letter-spacing:0}.routing-footer{padding-top:17px;border-top:1px solid #ffffff32;color:#c7d9c8}.routing-footer>span:last-child{font-size:9px}.status-dot{display:inline-block;background:#95bf89;border-radius:50%;height:7px;width:7px;box-shadow:0 0 0 5px #95bf8929;margin-right:9px}.routing-canvas{position:relative;min-height:320px;display:flex;align-items:center;justify-content:center}.routing-core{position:relative;z-index:3;width:148px;height:148px;background:#f7f8f4;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-direction:column;box-shadow:0 19px 40px #041c1466;color:var(--evergreen);text-align:center}.routing-symbol{color:var(--copper);font-size:29px;line-height:1}.routing-core strong{font:500 20px/1.05 var(--serif);margin-top:8px}.orbit{position:absolute;border:1px dashed #d1aa838a;border-radius:50%;width:287px;height:287px;animation:orbit 39s linear infinite}.orbit:after{content:'';position:absolute;right:24px;top:25px;width:8px;height:8px;background:#d7aa83;border-radius:50%;box-shadow:0 0 15px #d7aa83}@keyframes orbit{to{transform:rotate(360deg)}}.routing-node{position:absolute;z-index:5;background:#fafbf8;color:var(--evergreen);border:1px solid #cbd8cb;border-radius:9px;padding:9px 12px;font:850 10px var(--sans);min-width:117px;text-align:center;box-shadow:0 9px 25px #06201455}.routing-node span{display:block;color:var(--copper);font-size:9px;margin-top:2px}.routing-node.insured{top:5px;left:50%;transform:translateX(-50%)}.routing-node.agency{bottom:8px;left:4px}.routing-node.carrier{bottom:8px;right:4px}.route-svg{position:absolute;z-index:1;inset:0;width:100%;height:100%;pointer-events:none}.route-svg path{stroke:#d7ab84;stroke-width:2;fill:none;stroke-dasharray:7 9;animation:dashes 18s linear infinite}@keyframes dashes{to{stroke-dashoffset:-290}}
.trust{background:var(--evergreen);color:white;padding:22px 0}.trust-items{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}.trust-items span{color:#e2eee6;font:800 11px var(--sans);letter-spacing:.04em}.section{padding:100px 0}.section-heading{max-width:735px;margin-bottom:43px}.section-heading p{max-width:710px;font-size:17px}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.pain-grid{display:grid;grid-template-columns:repeat(3,1fr);background:var(--border);gap:1px;border:1px solid var(--border)}.pain-grid>div{background:white;padding:29px 21px;min-height:248px}.pain-grid small{font:850 10px var(--sans);color:var(--copper-action)}.pain-grid h3{font-size:1.65rem;margin:18px 0 10px}.pain-grid p{font-size:13px}.pale{background:var(--ivory)}.five-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}.feature-card{border:1px solid var(--border);border-radius:12px;padding:28px 23px;min-height:230px;background:#fff;transition:transform .2s,border-color .2s}.feature-card:hover{transform:translateY(-3px);border-color:#c4a184}.feature-mark{display:block;color:var(--copper);font-size:28px;margin-bottom:26px}.feature-card h3{font-size:1.57rem}.feature-card p{font-size:13px;margin:0}.dark{background:var(--evergreen);color:#fff}.dark h2{color:white}.dark .kicker{color:#d8a67e}.dark p{color:#c6d6c9}.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:88px}.split .btn{margin-top:10px}.flow-intro{background:radial-gradient(ellipse at 85% 15%,#325544,#172c22 65%)}.short-list{display:grid;gap:16px;color:#d9e9d8;font-size:14px;margin:30px 0}.short-list span:first-letter{color:#c89a74}.checkouter{background:#e9eee5;padding:31px;border-radius:19px}.checkouter-top{background:#f7f9f5;border-bottom:1px solid var(--border);padding:18px 22px;display:flex;justify-content:space-between;font-size:10px;font-weight:800}.checkouter-top span:nth-child(2){color:var(--sage)}.checkout-main{background:#fff;padding:33px 26px;border-radius:0 0 9px 9px;color:var(--evergreen)}.checkout-main .tag{font-size:10px;font-weight:800;letter-spacing:.15em;color:var(--copper-action);margin-bottom:13px}.checkout-main h3{font-size:2.5rem}.checkout-main p{font-size:13px}.checkout-option{display:flex;justify-content:space-between;border:1px solid var(--border);border-radius:8px;padding:17px 13px;margin-bottom:12px;gap:7px;font-size:13px}.checkout-option.checked{border:2px solid var(--sage);background:#f5f8f3}.checkout-option span{color:var(--sage);font-size:10px;font-weight:800}.checkout-main small{color:#88978b;font-size:11px}.ambient-video{width:100%;aspect-ratio:16/9;object-fit:cover;display:block;border:1px solid var(--border);border-radius:12px;box-shadow:0 20px 40px #122b1627}.caption{color:#758779;font-size:11px;display:block;margin-top:10px}.three-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.brand-panel{position:relative;overflow:hidden;border-radius:14px;background:#dce7da;min-height:375px;padding:47px;display:flex;align-items:flex-end}.brand-panel img{position:absolute;width:850px;max-width:none;left:-180px;top:-180px;opacity:.24}.brand-panel>div{position:relative;z-index:2}.brand-panel span{font-weight:800;font-size:10px;color:var(--copper-action);letter-spacing:.1em}.brand-panel h3{font-size:2.8rem;margin:15px 0 0}.site-cta{background:#9e653c;color:white;padding:75px 0}.site-cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.site-cta h2{color:#fff;margin:0}.site-cta .kicker{color:#fff}.site-cta .btn{background:var(--evergreen);border-color:var(--evergreen)}.site-cta .btn-outline{background:transparent;border-color:#ffffffd0;color:#fff}.footer{background:#11241a;padding:64px 0 22px;color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}.footer-grid img{display:block;height:auto;max-height:80px}.footer-grid p{font-size:13px;color:#adc0b2;margin-top:25px}.footer-grid strong{font-size:11px;letter-spacing:.1em}.footer-grid a{display:block;margin-top:13px;font-size:13px;color:#b7c7ba}.footer-grid a:hover{color:#dfaa84}.footer-legal{border-top:1px solid #ffffff24;margin-top:55px;padding-top:22px;color:#9caf9f;display:flex;gap:20px;justify-content:space-between;font-size:11px}
.inner-hero{background:linear-gradient(135deg,#f9f8f2,#e9eee7);padding:105px 0}.inner-hero-inner{max-width:1170px}.inner-hero h1{font-size:clamp(3.5rem,5.85vw,6.2rem);max-width:980px}.inner-hero p{max-width:710px;font-size:19px}.inner-hero .btn{margin-top:12px}.inner-dark{background:radial-gradient(ellipse at right,#335a45,#172b22 62%);color:#fff}.inner-dark h1{color:#fff}.inner-dark p{color:#cbdccc}.inner-dark .kicker{color:var(--copper-light)}.facts{display:grid;grid-template-columns:1fr 1fr;gap:17px}.facts .feature-card:last-child{grid-column:span 2}.tier-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.tier{background:#fff;border:1px solid var(--border);border-radius:14px;padding:29px;min-height:345px;display:flex;flex-direction:column}.tier>span{font-size:10px;font-weight:800;color:var(--copper);letter-spacing:.13em;margin-bottom:20px}.tier h3{font-size:2rem}.tier .price{font:400 3.2rem var(--serif);white-space:nowrap;margin-top:14px}.tier .price small{font:13px var(--sans);color:var(--muted)}.tier>p{font-size:14px}.tier .btn{margin-top:auto}.tier.featured{border:2px solid var(--copper);box-shadow:0 15px 35px #b2704021}.pricing-features{margin-top:90px}.ticks{display:grid;grid-template-columns:1fr 1fr;gap:17px;font-size:14px;margin:28px 0 35px}.ticks span{color:#3c5948}.smallprint{font-size:12px;color:#718174}.about-quote{border-left:3px solid var(--copper);padding:15px 0 15px 30px}.about-quote blockquote{font:400 2.25rem/1.2 var(--serif);margin:0 0 18px}.about-quote .quote-mark{font:400 5rem var(--serif);color:var(--copper);line-height:.6}.video-layout{display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}.video-stage{border-radius:12px;background:#f1f4f0;overflow:hidden;border:1px solid var(--border);box-shadow:0 15px 40px #2c40211e}.video-stage-top{display:flex;justify-content:space-between;gap:20px;padding:18px 22px;color:#526950;font-size:10px;font-weight:800}.video-stage video{display:block;width:100%;aspect-ratio:16/9;background:#e5e8e3;object-fit:contain}.split>*{min-width:0}.split video{display:block;width:100%;max-width:100%;height:auto;aspect-ratio:16/9;object-fit:contain;border-radius:12px}.video-stage-caption{padding:16px 22px;color:#637668;font-size:12px}.watch-aside h2{font-size:clamp(2.7rem,4.1vw,4.3rem)}.quiet-link{margin-top:23px;font-size:13px;color:#677b69}.quiet-link a{color:var(--copper);text-decoration:underline;text-underline-offset:4px}.access-illustration{border:1px solid var(--border);border-radius:12px;overflow:hidden;background:var(--ivory)}.access-illustration img{width:100%;display:block;object-fit:cover;aspect-ratio:16/9}.access-illustration div{padding:28px}.access-illustration strong{font:400 1.9rem var(--serif);display:block;margin-top:11px}.access-illustration span{font-size:11px;color:var(--copper);letter-spacing:.14em;font-weight:800}.program-poster img{width:100%;height:auto;border:1px solid var(--border);border-radius:12px}.cta-inline{margin-top:32px;display:flex;align-items:center;gap:12px;flex-wrap:wrap}

@media(max-width:1160px){.header-row{gap:13px}.brand{flex:0 0 185px}.brand img{width:185px}.site-nav{gap:14px}.site-nav a{font-size:11px}.header-actions .partner{display:none}.five-grid{grid-template-columns:repeat(3,1fr)}.tier-grid{grid-template-columns:repeat(2,1fr)}.intro-grid{gap:38px}}
@media(max-width:900px){.container,.wide{width:calc(100% - 44px)}.site-header{height:76px}.header-row{height:76px;min-height:76px}.brand{flex:0 0 175px}.brand img{width:175px}.site-nav{display:none;position:absolute;top:75px;left:0;right:0;padding:24px;box-shadow:0 12px 25px #0002;background:#faf9f4;flex-direction:column;align-items:flex-start;gap:20px}.site-nav.open{display:flex}.site-nav a{font-size:15px}.menu-button{display:inline-flex}.header-actions .btn{display:none}.hero-grid,.split,.intro-grid,.video-layout{grid-template-columns:1fr}.hero-grid{padding:72px 0;gap:25px}.hero h1{font-size:clamp(3.7rem,10vw,6.2rem)}.hero-art{min-height:490px}.pain-grid{grid-template-columns:repeat(3,1fr)}.section{padding:74px 0}.three-grid{grid-template-columns:1fr}.brand-panel{min-height:350px}.site-cta-inner{flex-direction:column;align-items:flex-start}.inner-hero{padding:80px 0}.inner-hero h1{font-size:clamp(3.3rem,9vw,5.2rem)}.footer-grid{grid-template-columns:repeat(2,1fr)}.footer-grid>div:first-child{grid-column:1/-1}.video-layout{gap:38px}}
@media(max-width:565px){.container,.wide{width:calc(100% - 36px)}.hero h1{font-size:clamp(3.2rem,12vw,4.7rem)}.hero-art{min-height:370px}.routing{padding:15px}.routing-canvas{min-height:290px}.routing-core{width:120px;height:120px}.routing-core strong{font-size:18px}.orbit{width:245px;height:245px}.routing-node{min-width:93px;font-size:8px}.routing-footer span:last-child{font-size:8px}.pain-grid,.five-grid,.tier-grid,.facts,.ticks{grid-template-columns:1fr}.pain-grid>div{min-height:0}.facts .feature-card:last-child{grid-column:auto}.feature-card{min-height:0}.trust-items{gap:14px}.trust-items span{font-size:10px}.site-cta-inner .button-row{margin-top:5px}.footer-grid{gap:32px}.footer-legal{flex-direction:column}.inner-hero h1{font-size:clamp(3rem,10vw,4rem)}.inner-hero p{font-size:17px}.checkouter{padding:15px}.checkout-main{padding:24px 16px}.tier{min-height:315px}.btn{padding:15px 19px}.hero-proof{line-height:1.8}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.orbit,.route-svg path{animation:none!important}*,*:before,*:after{transition-duration:0s!important;animation-duration:0s!important}}
/* V3.1 privacy-preserving demo request — shown ONLY when server confirms readiness */
[hidden]{display:none!important}.access-form{display:grid;gap:12px;background:#f7f9f4;border:1px solid var(--border);border-radius:14px;padding:27px;margin:25px 0}.access-form>label:not(.access-checkbox){font-weight:750;font-size:13px;color:var(--evergreen)}.access-form input[type="email"],.access-form input[type="text"]{min-height:44px;padding:10px 13px;border:1px solid #b8cabb;background:white;border-radius:7px;max-width:100%;width:100%;color:var(--ink)}.access-form input:focus-visible{outline:2px solid var(--sage);outline-offset:2px}.access-checkbox{display:block;color:#435b4b;font-size:12px;line-height:1.55;margin:7px 0}.access-checkbox input{margin-right:8px;vertical-align:middle}.access-checkbox a{color:var(--copper);text-decoration:underline;text-underline-offset:3px}.access-form button{cursor:pointer;width:max-content;max-width:100%;margin-top:12px}.form-response{font-size:13px;min-height:20px;color:var(--forest);font-weight:700}.form-response[aria-invalid="true"]{color:#933f33}.honeypot{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.turnstile-mount{min-height:0}@media(max-width:565px){.access-form{padding:19px}}

/* Accessible alternative for silent motion, intentionally compact. */
.video-description{border-top:1px solid #e0e6df;margin-top:14px;padding:12px 0 1px;color:#586a5d}
.video-description summary{cursor:pointer;font-size:13px;font-weight:750;letter-spacing:.01em}
.video-description p{font-size:13px;max-width:730px;padding-top:9px}

/* Optional verified-form provider and authenticated streaming player */
.fillout-verified { padding: 22px 0; }
.fillout-verified[hidden], .access-form[hidden], #access-fallback[hidden] { display:none !important; }
.private-video-player { width:100%; min-height:180px; background:#152f23; border-radius:12px; overflow:hidden; }
.private-video-player video, .private-video-player mux-player { display:block; width:100%; aspect-ratio:16/9; }
#private-video-status { color:#7c9182; font-size:13px; padding:8px 14px 4px; }

/* Scoped disclaimer for the 10-second public Flow reference on a dark section. */
.dark .video-disclaimer{color:#dce9dc;font-size:13px;line-height:1.6;margin:12px 0}.dark .video-description{color:#f5f7f2}.dark .video-description summary{color:#fff;cursor:pointer}.dark .video-description li{margin:5px 0}

/* v3.10: restore the primary conversion and partner sign-in paths in the
   collapsed navigation. Outside the menu, the regular header CTAs remain. */
.site-nav .nav-access,.site-nav .nav-login{display:none}
@media(max-width:900px){
 .site-nav .nav-access{display:inline-flex;align-items:center;background:var(--copper-action);color:#fff;border-radius:24px;padding:12px 19px;font-weight:800;text-decoration:none;white-space:normal}
 .site-nav .nav-access:hover,.site-nav .nav-access:focus-visible{background:#7b4529;color:#fff}
 .site-nav .nav-login{display:block;color:var(--evergreen);font-weight:800;padding:6px 2px}
}

/* v3.11 WCAG 2.2.2: diagram stays legible without forced, endless motion. */
.hero-art .orbit,.hero-art .route-svg path{animation:none!important}
.ambient-video:focus-visible{outline:3px solid var(--copper-action);outline-offset:4px}
.caption a{color:var(--copper-action);text-decoration:underline;text-underline-offset:3px}


/* v3.12 additive marketing treatment; intentionally no forced animation or inline JS. */
.ef-offer-section .section-heading{max-width:750px}
.ef-new-pricing-grid{grid-template-columns:repeat(3,minmax(0,1fr));align-items:stretch}
.ef-plan-card{min-height:430px;overflow-wrap:anywhere}
.ef-plan-card .price{font-size:clamp(2.1rem,3.1vw,3.2rem);white-space:normal;overflow-wrap:break-word}
.ef-plan-card .price small{display:inline-block;white-space:normal;line-height:1.4}
.ef-plan-card .ef-plan-detail{font-size:12px;color:var(--muted);margin:2px 0 25px}
.ef-plan-card .btn{white-space:normal;text-align:center}
.ef-reward-grid,.ef-addon-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:25px 0 22px}
.ef-reward-grid .feature-card,.ef-addon-grid .feature-card{min-height:220px}
.ef-reward-note{max-width:900px;line-height:1.8}
.ef-summary-panel{border:1px solid var(--border);border-radius:14px;padding:36px;background:#fff;box-shadow:0 8px 24px #172c220d}
.ef-summary-panel h3{font-size:clamp(1.6rem,2.5vw,2.5rem);margin:16px 0 15px}
.ef-summary-panel a{font-weight:700;color:var(--copper-action);text-decoration:underline;text-underline-offset:4px}
@media(max-width:900px){.ef-new-pricing-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ef-reward-grid,.ef-addon-grid{grid-template-columns:1fr}}
@media(max-width:565px){.ef-new-pricing-grid{grid-template-columns:1fr}.ef-plan-card{min-height:0}.ef-summary-panel{padding:24px}}

/* Corporate legal copy migrated from the existing company site; content pending counsel approval. */
.legal-container{max-width:850px}.legal-date{font-size:.94rem;color:#506357;margin:0 0 2.1rem}.legal-clause{margin:0 0 1.9rem;padding:0 0 1.5rem;border-bottom:1px solid rgba(34,56,45,.14)}.legal-clause h2{font-size:clamp(1.25rem,2.5vw,1.6rem);line-height:1.3;margin:0 0 1rem}.legal-clause h3{font-size:1.08rem;margin:1.2rem 0 .45rem}.legal-clause p{margin:.55rem 0;max-width:100%;line-height:1.7}.legal-clause ul{padding-left:1.45rem;margin:.5rem 0 1rem}.legal-clause li{margin:.4rem 0;line-height:1.6}@media(max-width:390px){.legal-section{padding-top:2.25rem}.legal-container{padding-left:1.2rem;padding-right:1.2rem}}


/* v3.14.1: Persistent, high-visibility agency dashboard link.
   This is a navigation anchor, NOT a form submit; never expose sign-in credentials here. */
.header-row .header-actions{flex:0 0 auto;display:flex;align-items:center;gap:12px}
.header-actions .dashboard-login-btn{display:inline-flex;min-height:46px;align-items:center;justify-content:center;gap:9px;background:var(--evergreen);color:#fff;border:1px solid var(--evergreen);border-radius:999px;padding:11px 18px;font:800 12px/1.25 var(--sans);white-space:nowrap;letter-spacing:.005em;transition:background .18s ease,transform .18s ease;}
.header-actions .dashboard-login-btn:hover,.header-actions .dashboard-login-btn:focus-visible{background:#28503d;color:#fff;transform:translateY(-1px)}
.header-actions .dashboard-login-btn .external-mark{font-size:15px;font-weight:700;line-height:1}
/* Collapse secondary navigation before it can crowd the sign-in button. */
@media(max-width:1280px){
 .header-row{gap:12px}
 .site-nav{display:none;position:absolute;top:90px;left:0;right:0;z-index:31;background:#faf9f4;box-shadow:0 13px 25px #0002;padding:20px 28px;flex-direction:column;align-items:flex-start;gap:16px}
 .site-nav.open{display:flex}
 .menu-button{display:inline-flex;flex:0 0 auto;align-items:center;justify-content:center;min-width:43px;min-height:43px}
 .site-nav .nav-access{display:inline-flex;align-items:center;background:var(--copper-action);color:#fff;border-radius:24px;padding:12px 19px;font-weight:800;text-decoration:none}
 .site-nav .nav-login{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 18px;border-radius:24px;background:var(--evergreen);color:#fff;font-weight:800;white-space:normal}
 .site-nav .nav-login:hover,.site-nav .nav-login:focus-visible{background:#28503d;color:#fff}
}
@media(max-width:900px){
 .header-row{gap:10px}
 .header-row .brand{flex:0 0 160px}
 .header-row .brand img{width:160px}
 .site-nav{top:75px}
 .header-actions .dashboard-login-btn{font-size:12px;gap:5px;padding:11px 14px;min-height:44px}
}
@media(max-width:400px){
 .header-row{gap:7px}
 .header-row .brand{flex:0 0 122px}
 .header-row .brand img{width:122px}
 .header-actions .dashboard-login-btn{font-size:11px;gap:4px;padding:10px 11px;min-height:44px}
 .menu-button{min-width:37px;min-height:43px;font-size:20px;padding:4px 6px}
}
@media(max-width:340px){
 .header-row{gap:6px}
 .header-row .brand{flex:0 0 106px}
 .header-row .brand img{width:106px}
 .header-actions .dashboard-login-btn{font-size:10.5px;padding:10px 9px;gap:3px}
 .menu-button{min-width:35px;padding:3px 5px}
 .wide{width:calc(100% - 28px)}
}

/* v3.17 carrier solutions: crisp, insurance-native information design. */
.carrier-hero{position:relative;background:radial-gradient(ellipse at 79% 20%,#345a4566,transparent 55%),linear-gradient(115deg,#112e22,#1a3a2d);padding:104px 0 85px;color:#fff;overflow:hidden}
.carrier-hero-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.03fr);gap:min(5vw,75px);align-items:center}.carrier-hero .kicker{color:#e0b18b}.carrier-hero h1{font-size:clamp(48px,4.85vw,76px);color:#f8f9f2;max-width:750px}.carrier-hero h1 em{color:#dca783}.carrier-hero-copy>p{font-size:17px;line-height:1.76;color:#cfddcf;max-width:630px}.carrier-hero .experience-actions{margin-top:25px}.carrier-hero-note{font-size:12px!important;color:#a9bdaf!important;margin:23px 0 0}
.carrier-flow{background:linear-gradient(140deg,#eaf0e7,#f7f6ee);padding:0 25px;border-radius:16px;border:1px solid #6c8b7569;box-shadow:0 35px 70px #041a142e;color:#244436;overflow:hidden}.carrier-flow-header,.carrier-flow-foot{display:flex;justify-content:space-between;gap:15px;align-items:center;font:800 10px var(--sans);letter-spacing:.075em;padding:19px 0;border-bottom:1px solid #cbd9ca}.carrier-flow-header b{font-size:9px;color:#9d6038}.carrier-flow-step{display:grid;grid-template-columns:48px minmax(0,1fr) 68px;gap:15px;align-items:center;padding:18px 0;border-bottom:1px solid #d0ded0;position:relative}.carrier-flow-icon{display:grid;place-items:center;width:41px;height:41px;border-radius:10px;background:#e1e9de;color:#8f572f}.carrier-flow-icon svg{width:22px;height:22px}.carrier-flow-step small{display:block;color:#8a6a51;font:800 10px var(--sans);letter-spacing:.09em}.carrier-flow-step strong{display:block;font:500 24px var(--serif);margin:4px 0}.carrier-flow-step p{font:450 12px/1.5 var(--sans);color:#627868;margin:0}.carrier-flow-status{font:750 9px var(--sans);letter-spacing:.07em;color:#466f53;text-align:right}.carrier-flow-foot{border-bottom:0;font-size:9px;color:#5a8066}
.carrier-values{background:#fafaf5}.carrier-card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}.carrier-benefit{background:#fff;border:1px solid #d6e0d3;border-radius:12px;padding:27px 22px;min-height:300px;transition:transform .2s ease,border-color .2s ease}.carrier-benefit:hover{transform:translateY(-3px);border-color:#bc9e82}.carrier-benefit-icon{display:block;width:27px;height:27px;color:#a46c43;margin-bottom:28px}.carrier-benefit>span{display:block;color:#955934;font:800 10px var(--sans);letter-spacing:.07em;margin-bottom:14px}.carrier-benefit h3{font-size:clamp(25px,2vw,34px);margin-bottom:11px}.carrier-benefit p{font-size:14px;line-height:1.7}
.carrier-operating-inner{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.carrier-operating-copy p{font-size:17px}.carrier-operating-actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:29px}.carrier-engagement{background:white;border:1px solid #d8e3d9;border-radius:12px;padding:15px 28px}.carrier-engagement>div{display:flex;gap:24px;padding:21px 0;border-bottom:1px solid #e3ebe3}.carrier-engagement>div:last-child{border-bottom:0}.carrier-engagement b{flex:0 0 33px;color:#a36a47;font:500 26px var(--serif)}.carrier-engagement strong{font-size:16px;font-weight:750}.carrier-engagement p{font-size:14px;line-height:1.65;margin:8px 0 0}
.carrier-related-link{display:block;border:1px solid #d6e0d3;border-radius:12px;padding:27px;background:#fff;position:relative;min-height:206px}.carrier-related-link>span{font:800 11px var(--sans);letter-spacing:.13em;color:#9d603e}.carrier-related-link h3{font-size:clamp(27px,2.3vw,36px);margin:12px 0 7px}.carrier-related-link p{font-size:14px;margin:0 0 10px}.carrier-related-link b{position:absolute;right:21px;top:18px;color:#9d603e}.carrier-related-link:hover{border-color:#ba906b;background:#fbfcf8}
@media(max-width:1120px){.carrier-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.carrier-hero-layout{gap:30px}.carrier-flow{padding:0 16px}.carrier-flow-step{grid-template-columns:41px minmax(0,1fr) 52px;gap:8px}.carrier-flow-step strong{font-size:21px}}
@media(max-width:850px){.carrier-hero{padding:75px 0}.carrier-hero-layout,.carrier-operating-inner{grid-template-columns:1fr}.carrier-hero h1{max-width:780px}.carrier-operating-inner{gap:35px}}
@media(max-width:565px){.carrier-hero{padding:52px 0}.carrier-hero h1{font-size:clamp(44px,11.5vw,62px)}.carrier-hero-copy>p{font-size:15px}.carrier-flow-step{grid-template-columns:36px minmax(0,1fr)}.carrier-flow-status{grid-column:2;text-align:left;margin-top:-8px}.carrier-flow-icon{width:34px;height:34px}.carrier-flow-icon svg{width:19px;height:19px}.carrier-card-grid{grid-template-columns:1fr}.carrier-benefit{min-height:0}.carrier-engagement{padding:10px 18px}.carrier-related-link{min-height:0}}
@media(prefers-reduced-motion:reduce){.carrier-benefit{transition:none}}

/* v3.21 · Universal lead capture without displacing established partner login */
.header-actions .header-convert-btn{display:inline-flex;align-items:center;justify-content:center;min-height:43px;padding:11px 16px;border:1px solid var(--copper-action);border-radius:999px;color:var(--copper-action);font:800 11px/1.3 var(--sans);white-space:nowrap;transition:background .18s,color .18s}
.header-actions .header-convert-btn:hover,.header-actions .header-convert-btn:focus-visible{background:var(--copper-action);color:white}
@media(max-width:1280px){.header-actions .header-convert-btn{display:none}}
@media(max-width:900px){.site-nav .nav-access{display:inline-flex}}